Ambucare Flexible

For protection and convenience, all year round

Does your corporate plan include Ambucare Flexible outpatient care coverage?

Lucky you! This means you’re entitled to a refund for medical treatment all year round. Also when it’s unrelated to an inpatient hospital stay.

Outpatient medical care

Ambucare Flexible covers the cost of the following treatments and services:

doctors' appointments, house calls, technical medical services and minor surgery
paramedical treatment (nurse-administered treatment, physiotherapy)
diagnostic testing (radiology, medical imaging and laboratory analysis)

Pharmaceutical products, orthotics and eyewear

Ambucare Flexible covers the cost of the following services:

licenced medication and bandages sold in pharmacies
eyeglasses, eyeglass frames, contact lenses and hearing aids
orthopaedic devices and artificial limbs

Dental care and dental prosthetics

Ambucare Flexible covers the cost of the following treatments and services:

dental treatment (dentists' appointments, preventive check-ups, x-rays, etc.)
dental prosthetics (crowns, bridges and implants)
orthodontic treatment and devices


You will be able to claim 80%/100% of your costs back (depending on the reimbursement rate selected by your employer), less statutory compensation paid by the Sickness Fund.


Ambucare Flexible also provides partial coverage (50%) for paramedical treatment such as:

consultations with a psychologist, nutritionist, podiatrist or speech pathologist
consultations with an osteopath, chiropractor, homeopath or acupuncturist
homeopathic remedies

A maximum reimbursement cap of EUR 500, EUR 1,250 or EUR 2,500 will apply per insured per policy year, plus a deductible of EUR 0, EUR 75 or EUR 125, depending on the options your employer has selected.


Ambucare Flexible also applies beyond the confines of Belgium. This supplemental insurance will also cover your medical expenses if you need to see a doctor while travelling abroad.