complementary pension

What happens to my group insurance plan if I change companies?


Taken on a new job elsewhere? Then you may be wondering what happens to the savings you’ve accrued in your group insurance plan. Like a lot of people, you may be operating under the false assumption that you automatically forfeit your entitlements.

​Let's start with the most important message: even if you've taken on a new job elsewhere, you still get to keep your group insurance savings (= accrued reserves). Only in rare cases will you forfeit these entitlements. For more information about exceptions, check your pension plan regulations or contact your HR department for assistance.

If you change companies, you'll be given a choice of options to continue to build up your retirement nest egg. To assist you in the decision-making process, we've provided a recap on our detail page.